The residential unit for permanent residence must be fully finished and “ready for occupancy.”
The repayment period is up to 25 years
The maximum unit price is 2,500,000 EGP.
The financing percentage reaches 80% of the unit value, with a maximum of 2 million EGP
There are no administrative expenses
The maximum monthly income for a single individual: 40,000 EGP
Maximum monthly income for the family (husband and wife): 50,000 EGP
The possibility of combining the income of the husband and wife to increase the financing value
The minimum customer age is 21 years for employees and 25 years for business owners and freelancers
The maximum customer age must not exceed 60 years for employees and 65 years for business owners and freelancers at the end of the loan term
The possibility of financing registered and registrable housing units and housing units within new urban communities in Greater Cairo or the rest of the governorates within the Arab Republic of Egypt.
Eligibility Categories
Salaried Employees
Business owners and self-employed professionals
Traditional Mortgage Finance Program
Financing is available for the purchase of residential, tourist, administrative and commercial properties.
Funding is available for employees, businessmen, self-employed people, Egyptians working abroad and foreign residents
Financing is available for the purchase of residential, tourist, administrative and commercial properties.
Funding is available for ready-made properties in various governorates of the Republic, cities of new urban communities and coastal cities
The value of the financing amounts is up to 80% of the value of the property.
Financing period up to 10 years
The possibility of combining the income of the spouse or family
The value of the premium included in the financial obligations does not exceed 40% of the total income
Rate of return 12.75% decreasing (currently)
Life insurance and total disability during the financing period.
Unit insurance and fire risk during the financing period.
Minimum age of the client at the time of the mortgage should not be less than 21 years and the maximum age of the client when the last installment is due should not be more than 60 years for employees and 65 years for the owners of companies and self-employed professions.
