• Differentiated Payroll Segments according to the employee's monthly income that commensurate with his needs.
• Specialized Payroll Current Account without a minimum balance, exempted from account opening fees, monthly expenses and commission for declining from the minimum balance.
• An annual interest is calculated on the daily balance and fully credited to the payroll account at the end of the month
• Issue Debit Cards (World Elite/Platinum/Titanium/Classic) or prepaid to obtain salary and use it in purchases and withdrawals.
• Exemption from fees for issuing and renewing debit and prepaid cards.
• Exemption from commission of withdrawals transaction from other bank ATMs on count of up to 8 monthly withdrawal movements.
• The ability to deposit into an account or prepaid card through some ATMs
• MasterCard credit cards for payroll customers with exclusive benefits, for more information & Cards benefits , please visit the below URLs: Credit Cards - saib & Credit Cards Reward Points Program - saib
• The possibility of borrowing against salary, according to the following:
  • • Loan tenor up to 12 years
    • The minimum salary to obtain the loan is EGP 1,500
    • Preferential loan interest rates against paid salary
    • Loan amount is up to EGP 3,000,000
• Discounts on check book issuance fees
• Exemptions on fees for issuing standing orders instructions for outgoing transfers.
• Wide network of ATMs are distributed throughout the country.
• Call center (7 days / 24 hours)
• Internet banking service, which allows you to view and transact with your accounts and cards at any time for free
• SMS alert service
• saib wallet mobile service
• The possibility of obtaining all other products and services of the bank
• Life style services for Excellence & Excellence Plus customers that achieve luxury & safety through our intermediary company (Les Concierges)
  
  
  

* Exemptions and discounts varies according to each segment.

* Terms & conditions apply.