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Variable Cash Loan

 Now achieve all your dreams with saib unsecured Variable cash Loan and enjoy the following benefits:

  •  Financing up to EGP 4 Million according to program type.
  •  Flexible repayment plan starting with minimum of 6 months and up to 12 Years.
  •  Competitive interest rates. To be revisited on yearly basis after one year from booking date in case of any changes occurred on the Mid-corridor rate published by CBE
  •  Various programs of income proof & surrogates programs that suit the customers’ needs.
  •  Specific programs for (Bankers, Doctors, Property Owners & AUMs*).
  •  In addition to a fruitful bouquet of other programs for Employees & Self / Professions.
  •  Convenience of repayment through transfer the salary / installment in addition to (saib various branches or ATMs or banking transfers,…)

Clients’ Categories Only Egyptians
  • Employees at (Government Sector / Public Sector /Private Sector / Multinationals /Business Sector / Petroleum Companies/ Banks / Armed Forces)
  •  Businessmen & Professionals / Property Owners / Doctors).

 

General Required Documents
  • Copy of valid national ID
  • Cash loan application
  • Original of recent Utility Bill
Documents Based On Applicant’s Category
Employees
  • Original HR letter showing the hiring date, title and monthly salary or last 3 months bank statement showing salary or last a bank statement of 6 months showing the customer’s salary or receipt slips approved by the company Stamp HR
  • Original Company’s undertaking letter to transfer the salary / installment according to the bank template or the company template after obtaining the legal and retail risk approval in case of transfer only.
Businessmen and Professionals
  • Original recent & valid commercial register that is less than 3 months for the commercial registrations owners’.
  • Copy of valid tax card.
  • Copy of license to practice profession & license of establishment for Professionals.
  • A bank account statement for the last 6 months in the name of the customer or the company, and in the case of submitting a bank statement in the name of the company, a copy of the company contract must be submitted
Doctors
  • Copy of syndicate Card ID
  • Copy of License to practice profession
  • Copy of Clinic license for clinic owners or proof from the entity with years of experience for employees
Property Owners
  • Copy of property contract

Terms & Conditions are applied & the Bank has the right to request additional documents if necessary

* AUM’s: Are the customer whom having debit balances in (Accounts – CDs – TDs)

For more information, please call 16668 24/7 or visit us at the nearest branch.

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