Features and Benefits

• The client must be of Egyptian nationality
• The residential unit for permanent residence must be fully finished and “ready for occupancy.”
• The repayment period is up to 25 years
• The maximum unit price is 2,500,000 EGP.
• The financing percentage reaches 80% of the unit value, with a maximum of 2 million EGP
• There are no administrative expenses
• The maximum monthly income for a single individual: 40,000 EGP
• Maximum monthly income for the family (husband and wife): 50,000 EGP
• The possibility of combining the income of the husband and wife to increase the financing value
• The minimum customer age is 21 years for employees and 25 years for business owners and freelancers
• The maximum customer age must not exceed 60 years for employees and 65 years for business owners and freelancers at the end of the loan term
• The possibility of financing registered and registrable housing units and housing units within new urban communities in Greater Cairo or the rest of the governorates within the Arab Republic of Egypt.

Eligibility Categories

• Salaried Employees
• Business owners and self-employed professionals

Features and Benefits

• The client must be of Egyptian nationality
• The residential unit for permanent residence must be fully finished "ready for occupancy"
• The repayment period is up to 30 years
• The maximum unit price is EGP 1,400,000
• The financing rate is up to 85% of the unit value, provided that its price does not exceed EGP 1,100,000
• The financing rate is up to 80% of the unit value whose price exceeds EGP 1,100,000 and up to EGP 1,400,000
• Administrative expenses: 1% of the financing value
• The possibility of paying administrative expenses in installments over the loan period at the same return rate of the initiative.
• Maximum monthly income for a single person: EGP 13,000
• Maximum monthly income for a family (husband and wife): EGP 18,000
• Possibility of combining the income of the husband and wife to increase the financing value
• Minimum age of the customer: 21 years for employees and 25 for business owners and freelancers
• The maximum age of the customer must not exceed 60 years for employees and 65 years for business owners and freelancers and 70 years for pensioners at the end of the loan term
• Possibility of financing registered and registrable residential units and residential units within new urban communities in Greater Cairo or other governorates within the Arab Republic of Egypt.

Eligibility Categories

• Employees
• Business owners and freelancers
• Pensioners
• Employees working abroad