Time Deposits
Whether you are looking for a short-term investment or a long-term one, you will find what you need with saib Time deposits.
Smart TD
saib Smart TD is a short-term time deposit in different tenors for individuals
TD's Features:
| Tenor | 1 month | 3 month | 6 month | 12 month | 12 month |
| Minimum amount | EGP 150,000 | EGP 150,000 | EGP 150,000 | EGP 150,000 | EGP 150,000 |
| Annual Interest rate | 15.40% | 15.50% | 15.60% | 15.00% | 16.00% |
| Interest Payment frequency | Monthly | Monthly | Monthly | Monthly | At Maturity |
All Terms & Conditions apply. To print Application, click here
Time deposit in EGP
- Time deposits are available for individuals and corporate customers.
- Competitive return.
- Various Deposit durations to suit your needs.
For more information, please call our hotline 16668
Diamond TD in EGP
- Long term time deposit for 3 years with fixed interest
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Minimum TD amount is 500 EGP
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Available for individual and non-individual customers
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Rate is annually and paid on monthly basis or on quarterly basis according to the customer choice on date of issuance
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Customer can borrow against TDs with same currency according to the bank’s lending policy
For more information, please call our hotline 16668
Halan in advance time deposit in USD
Invest your money with our NEW product “Halan in advance USD TD”
SAIB offers you a special TD in USD tenors (1-3-6-12) months to be compatible with your needs.
TD’s features
- Interest will be paid in advance.
- TD is available for individual and non-individual customers.
- Minimum amount of the TD is 20,000 USD.
- In case of refund / breaking the TD, the paid interest will be deducted from the principle amount.
- OVD could be granted against the TD in accordance with the determinants of borrowing against TDs and bank credit policies, the lending interest rate to be at least 4% above the TDs interest fixed rate on lending date
All Terms and Conditions Apply
For more information, please call our hotline 16668
Diamond TD in USD
- Long term time deposit for 3 years with fixed interest
- Minimum TD amount is 500 USD
- Available for individual and non-individual customers
- Fixed annual Interest rate up to 5.30%
- Annual interest rate paid on monthly or on annual basis according to the customer choice on date of issuance
- Customer can borrow against TDs with same currency according to the bank’s lending policy
- TD could be redeemed as per the TD redemption table.
All terms and conditions apply
For more information, please call our hotline 16668
KONOZ Time deposit in USD
Invest your money with our NEW product “KONOOZ USD TD”
SAIB offers you a special TD in USD tenors (1-3-6-12) months to be compatible with your needs.
TD’s features
- 6 months TD with interest at maturity.
- TD is available for individual and non-individual NTB customers.
- Minimum amount of the TD is 10,000 USD.
- TD could be redeemed with no interest to be distributed.
- TD could be collateral to asset products with same currency after 3 months from TD issuance date up to 70% of the TD amount and according to the bank credit policy.
For more information, please call our hotline 16668
